Auto Insurances important facts

    Program car insurance in different companies differ in price, range of services, terms of damages. In most cases, the price of insurance depends on the level of service, service quality, the company name. In this case, there is a standard set of risks from which insure all companies: Damage, destruction and injury of third parties, damage to property of third parties, injury to the occupants.   Full Auto Casco provides compensation for damage due to accident, theft (stealing), unlawful acts of third parties, natural disasters, total loss or loss of the vehicle as a whole or its individual parts, when certain of the insurance contract cases.   Auto CASCO provides protection of property interests in all these cases, except for theft.Insurance covers the cost of additional equipment (if the insured event) on the vehicle equipment mounted on top of full-time (alarm, radio, satellite system, TV, etc.).Accident insurance provides a lump sum if you suffer from the driver or passengers.    Civil Liability Insurance provides car owner insurance protection in case of injury to life, health and (or) property of third parties.Voluntary liability insurance is a policy dostrahovaniem OSAGO.Each insurance company limits the age to insure vehicles.Someone insures cars up to the age of ten years, someone has just five. Term insurance from 30 days to 1 year.The price of insurance (premium) depends on the parameters that may affect the probability of occurrence of insured event and the magnitude of possible harm: make and age of the car, its price, terms and features of operation, the period of insurance, insurable risks and other factors.