February 1, 1898, just three years after in 1895 in the United States invented the car, an American Truman Martin insures the first car to the insurance company American Insurance Company Travelers Insurance Company. The doctor paid $ 12.25 for a policy with coverage up to $ 500. Price of the policy was substantial, but the doctors Truman's easy to understand: the car in those days was a luxury that could afford a few thousand people across the country, and horses were more than 20 million That's encounter with this great "cartage" and feared Dr. Truman .
Everything changed the 20-ies, when joined Ford's assembly line.The real danger arises in connection with the sharp increase in the number of vehicles on the roads, required of any possible damage insurance. Then, in fact, the idea of civil liability insurance of owners of machines, besides the already existing voluntary insurance of their own cars. Massachusetts became a pioneer. In 1925, this state is the first time demanded that mandatory insurance for any car. His example was soon followed by other states. The idea of auto insurance has not caused the alienation - all the same car in those days was more a luxury than a vehicle, and put up big losses on their own or on someone else's fault not like anyone.
America went to Europe for. By the beginning of the 50's almost all European countries have made "avtograzhdanki" mandatory. At the same time was born an international system of "green cards" - an international agreement on mutual recognition of insurance policies. The name came from the green first policy.
Before the Russian idea "auto insurances" was almost a hundred years, although at the beginning of our country is not far behind the western pioneers. The first talks about the introduction of car insurance were in 1924. However, until mid-60's a big need in it actually was not, because the car for the ordinary Soviet citizen, remained an elusive luxury. In the 60's were thinking about introducing this type of insurance, but never dared to go the way of "decadent West". As a result, car insurance in Russia appeared only in 1991, and then only in a purely voluntary form.
Everything changed the 20-ies, when joined Ford's assembly line.The real danger arises in connection with the sharp increase in the number of vehicles on the roads, required of any possible damage insurance. Then, in fact, the idea of civil liability insurance of owners of machines, besides the already existing voluntary insurance of their own cars. Massachusetts became a pioneer. In 1925, this state is the first time demanded that mandatory insurance for any car. His example was soon followed by other states. The idea of auto insurance has not caused the alienation - all the same car in those days was more a luxury than a vehicle, and put up big losses on their own or on someone else's fault not like anyone.
America went to Europe for. By the beginning of the 50's almost all European countries have made "avtograzhdanki" mandatory. At the same time was born an international system of "green cards" - an international agreement on mutual recognition of insurance policies. The name came from the green first policy.
Before the Russian idea "auto insurances" was almost a hundred years, although at the beginning of our country is not far behind the western pioneers. The first talks about the introduction of car insurance were in 1924. However, until mid-60's a big need in it actually was not, because the car for the ordinary Soviet citizen, remained an elusive luxury. In the 60's were thinking about introducing this type of insurance, but never dared to go the way of "decadent West". As a result, car insurance in Russia appeared only in 1991, and then only in a purely voluntary form.
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